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Gold Scheme

Adharva Jewels – Gold EMI Scheme

1.It’s exclusively for women like you to fulfill your dreams buying customized/readymade 22K/916 gold jewelry.

2.      You can pay the monthly amount a minimum of Rs.1000/- and a maximum of Rs.10,000/- (multiples of thousands only).

3.      Likewise, you need to pay the amount for a year(12 months) and then we add a one month bonus to your amount.

4.      After completion of the scheme, you can either buy readymade items from our store or place an order for customized/new items.

5.      However, in whatever the case may be, we will not give you the pure gold for the amount you paid.

6.      You can make payments through NEFT/IMPS/UPI or Cash on or before 10th of every month.

7.      For every payment, you get a receipt (soft copy) on your WhatsApp number. We suggest you preserve them for future reference.

8.      We do not encourage late payments and if there’s any delay or customer wants to discontinue, then you get the item(s) equivalent to the amount you paid to us.

9.      The bonus amount is strictly given to those who pay in time and complete their payments for the whole year successfully.

10.   You can also make the advance payments for three months (maximum). However there will be no interest applicable in this scheme. 

11.   Item(s) will not be given before completing the scheme duration i.e. twelve months.

12.   You can buy readymade items or place an order for customized/new item(s) after completing twelve months only.

13.   We may take a 5-7 days time for readymade items and 15-30 days time for new items to deliver them home safely.

14.    The GST or any other existing/new taxes (as applicable),courier charges will be borne by the customer only. 

15.    This scheme is unique and will not be linked to any other existing or future schemes and not transferable.

16.    We will consider the gold rate of the date on which you buy/place the order in or after the 13th month. 

17.    Adharva Jewels reserve the right to alter, amend, add or delete part or whole of the privileges of the scheme without prior notice or cancel the scheme at any time. In such a case, money will not be refunded, however, you can buy ready-made items equivalent to the amount you paid.  

18.  All disputes are subjected to jurisdiction of the competent courts in Hyderabad.

Scheme NameAdharva Jewels Gold EMI Scheme
Min. InvestmentRs. 1000/-
Max. InvestmentRs.10,000/-
Tenure12 Months

Let’s take an example, you have opted to pay a fixed monthly payment of Rs.1,000/- for 12 months. At the end of the scheme (after 12 months) you have accumulated an amount of Rs.12,000/- and will be eligible to buy gold ornament(s) worth of Rs.13,000/- (Bonus of Rs.1,000/- included). If jewellery is more than Rs. 13,000, you just need to pay the difference amount during the jewellery purchase.

WhatsApp & GPay/PhonePe: 7013143399

Account Details:


SBI CC AccNo: 00000040012155975

IFSC Code SBIN0000916

Patny Centre Branch, SECUNDERABAD.

Store Address:

Adharva Jewels

LIG-15/4, Cellar Shop.No.1,Beside DHL-BlueDart Courier,

Manjeera – Forum Mall Road, K P H B Phase 3rd Phase, Hyderabad, Telangana 500072.

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